It's FREE to sign up! We don’t charge an upfront, activation or establishment fee.

Fees slow you down and we’re determined to get you into a home of your own.

Only 0.99% of your balance and $90 per year
  • Select a personalized portfolio
  • Expert financial advice
  • Auto-rebalancing
  • Auto-deposits
  • Dividend reinvesting
  • Financial coaching
  • Smart Home Crusaders online community
  • Selecting the right property course
  • Home loan organized
  • No paperwork hassle


No. At Smart Home Deposit we don't believe in transfer fees. We don't charge anything for withdrawals and transfer outs.
All in you pay $90 account management and 0.99% investment management fee per calendar year. For example, a $10,000 investment has an annual cost of $189. Our fee is quoted annually, calculated daily, and applied monthly. The result for you is that your account will see a small charge each month. Further details are set out in your Statement of Advice (SOA) and can be found in the Product Disclosure Statement (PDS) you will be provided.
No – generally speaking, investing is a medium to long-term proposition, but with Smart Home Deposit you can withdraw whenever you like and there’s no minimum investment period. Money will normally be back in your bank account within 10 working days.
Yes –we love friends referring friends! Refer a friend and get $30 deposited into your Smart Home Deposit account.