SHD Blog

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How Do Strata Fees Work?

First home buyers may choose to purchase an apartment or townhouse as their first property – they often offer a more affordable price point for a central location when compared to house and land....

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Dreaming of Living the Country Life?

It is the dream of many Australians to live in the country. Whether as a place to settle down, raise kids, or retire, a rural life can be very appealing. A recent survey of Australians and the location of their ideal...

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How to Make Your Tiny Home a Reality

In 2019, the trend of tiny homes is growing. It’s easy to see why – they are more eco-conscious, affordable, and offer a more sustainable. However, the government is not clear on whether caravans are considered a dwelling or a caravan....

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Read This Before Buying a Studio Apartment

A studio apartment is characterised by being one single space, rather than being divided up into various rooms. The difference between a studio and a one-bedroom apartment is that there are no walls that separate your bedroom, living room, kitchen and laundry...

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How to Get the Best Home Loan

While a home loan is a big financial commitment, the process of applying for one should not be overwhelming. Technology has made comparing lenders and applying for a home loan more straightforward. The most complicated aspect is deciding which home loan is right for you. ...

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Guide to Refinancing Your Home Loan

So, you’ve bought your first property, and your mortgage broker assures you that you’ve got the cheapest deal available. As time passes and interest rates are cut, a few of your friends mention the loans they have through their banks. You want to be able to reduce ...

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Banks Didn’t Pass on the RBA Cut?

For the second month in a row, Australia’s cash rate has been cut by the Reserve Bank of Australia (RBA). As first home buyers, it is important to understand the cash rate as it can influence the interest rates available for your mortgage, how much interest your savings...

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When is it Okay to pick shares?

You know it's important that your money makes money. You've heard that diversified portfolios are good, don't forget investing in low cost exchange traded funds (or ETFs), also good. Most importantly thinking long term when it comes to investing....

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How to Save On Your Home Loan

You’ve been approved for a loan, bought a property, and you’ve designed your budget around your mortgage repayments. Not only can Smart Home Deposit help you save for your deposit, we can also help you save on your home loan....

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5 Simple Rules of Investing

Fact: You don’t have to read a bunch of books to become a smart investor, BUT you do have to understand a few basic principles. Here we go, your 5 simple rules:...

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Your Guide to Living on Your Own

We dig into the big issues of renting your first apartment or basement suite. There’s more to it than paying rent- living on your own creates new expenses that you may not have considered...

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How to Know How Much You Need for Your Home Deposit?

Mortgages, interest rates, and house prices are constantly in the media now and – to be honest – it can all be a little bit overwhelming. There’s no Introduction to Mortgages...

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The Great Millennial Debate: To Rent or To Buy?

Moving out of home is a bold and independent move, the perfect summary of an adventurous millennial!...

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Smart Home Deposit launches in to 2019 with a BANG.

The team behind Smart Home Deposit along with savvy customers and those who curiosity got the better of, came together last month to celebrate an exciting new year for Smart Home Deposit ......

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How Much Deposit Do You Need For Your First Home

Buying a home of your own is the great Australian dream and it’s a dream that is looking more like a reality for...

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Top Mistakes & PitfallsFirst Home Buyers Make

Buying your first home can be a bit overwhelming. From searching the listings to finding a lender...

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How The Federal Budget 2018 Affects Housing Affordability

The 2018 federal budget is causing concern among those looking to buy their first home as it does...