A smart way to save for your home deposit

We help you save for a larger deposit by investing and regular direct deposits into your account. Free to try, quick to sign up, and start investing with as little as $100.

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How it Works

SHD Customer Success

Our fully diversified and online investment portfolios help you save smarter and makes home ownership achievable! We’re focused on helping you save, invest, and organize your home loan all from your phone.

Own your home 15 months sooner!*

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*For example, if you start with $1,000 and save $500 per month, with an annual return of 2.8% from the bank, you will have $60,000 saved in 8 years 9 months. Using the same starting amount and savings plan, with an annual rate of return of 7.2% (based on our historical conservative portfolio return) you will have saved $60,000 in 7 years 6 months. You’ve earned your deposit 15 months sooner. Past returns do not guarantee future results.

Put technology on your side

  • Zero-maintenance portfolios, custom built in minutes
  • Financial Coaching helping you meet your goals
  • Smarter portfolios diversified across the entire market
  • Save money with low-fees
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We’re in this together

  • Access to Smart Home Crusaders online community
  • Selecting the right property course
  • Home loan organized and hassle free
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A smarter way to save Live

  • Defend your hard-earned savings from impulse spending
  • Give your savings a boost, historical share market returns have outperformed interest on bank savings
  • Easy to get started through our 5-minute online application
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Your eggs in lots of different baskets

  • Diversifying your investments means you can minimize risk while maximizing rewards
  • We invest your money across the entire share market
  • We’ll help you choose a risk level you’re comfortable with, then build a custom portfolio based on your financial goals
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Put your money on autopilot

  • Auto-deposits– never miss a milestone with automatic contributions
  • Dividend reinvesting – we’ll instantly put your share dividends back to work, increasing your earnings
  • Automatic rebalancing – we keep your portfolio balanced as the market changes
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Money Experts

  • We love technology, but we have smart people to answer any questions or give advice when you need it
  • Experienced– our advisors are seasoned vets and we’re powered by Endorphin Wealth Management a trusted financial advice firm
  • Honest– We’re obligated to give you actionable feedback that’s in your best interest, not ours
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What customers are saying


Smart Home Deposit has been nominated for an IFA Excellence award under the Innovator of the Year category.

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Australian business- Smarthomedeposit.com.au is based in Melbourne, Australia.

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